What services do you offer?
The Center for Home Ownership has a pre-purchase analysis program to help prospective home buyers avoid the embarrassment of being denied a mortgage, and to help them determine their ability to afford a mortgage. Our staff is skilled at matching home buyers with the type of loans, down payment assistance programs, and lending products they need to meet their financial capabilities.
To schedule an appointment please click here.
Credit Review & Credit Rebuilding
Credit problems are the biggest barrier to home ownership. Through our credit rebuilding program, the Center for Home Ownership helps buyers through education and one-on-one counseling.
Our goal is to help potential borrowers overcome credit problems and provide assistance in readying them for mortgage approval.
Homebuyer Education Workshops
Through industry-sponsored seminars, potential home buyers are shown the steps toward home ownership. To obtain a copy of our class schedule, click here.
For your convenience you can register online for a Homebuyer Education Workshop.
Home Maintenance Workshops
For new and prospective homebuyers, home maintenance workshops offer tips on the maintenance and upkeep tasks that homeowners need to address to preserve the value of their homes. The free classes are held on the fourth Tuesday of each month in one of two Winston Salem locations.
- 2-4 pm, the Rupert Bell Recreation Center, 1501 Mount Zion Place
- 6-8 pm, Center for Homeownership office, 8064 North Point Boulevard, Suite 200
Participants must register in advance. Click here to visit our calendar and register online or phone 336-773-0286.
After a home purchase is complete, counselors can meet with clients to review the mortgage expense in the context of the family’s overall household budget and experience with homeownership, including:
- Review of credit reports
- Overview of routine maintenance
- Tips to avoid default and foreclosure
- Wise use of credit
- Basic money management
We can then create a plan to aid the client in meeting the on-going responsibilities of owning a home and addressing any issues that may be identified.
Who benefits from the Center’s services?
Convenient, full service location Friendly, responsive staff Impartial information on home buying and lending help in resolving credit problems
Local Government and Communities
Increased property tax-base Enhanced community life Educated consumers
Lenders, Real-estate Agents and Insurers
Mortgage-ready customers Access to a pool of potential customers